818-996-0900, ext. 1001
Key insurance areas to review
STOCK THROUGH PUT
This is an all inclusive program that can be written to automatically insure your Inventory through the entire manufacturing process. From raw material...through production...in transit, on to your buyers, and everywhere in between. Coverage is normally "special form", and valued at your "selling price" where goods are pre-sold under contract. Your goods can be covered in most all countries, subject to certain exceptions. Key coverage features are "All Risk" which may be written to include Earthquake, Pairs & Sets, Selling Price valuation, Unnamed Locations, Economic Interest, Trade shows and Exhibitions, Salespersons Samples, and much more.
ApparelInsurance.com directly represents several top domestic, and UK based insurers to provide this crucial coverage for apparel businesses.
COMMERCIAL GENERAL LIABILITY
We offer a program to suit your specialty. Apparel Manufacturers, Wholesalers, Retailers, Garment Contractors are all welcome. New ventures are OK, we consider your business experience. We insure all types of garment products, including harder to insure products such as Infant wear, Sleepwear, and specialized Protective wear for Industry. Slip & Fall, Personal Injury/Advertising Injury, Fire Legal Liability, Products Liability, Medical Payments, Employee Benefits Liability, and much more are included.
WORKERS' COMPENSATION
Apparelinsurance.com assists you with coverage in all 50 states, plus foreign voluntary coverage where needed. We include complete Loss Control and Risk Engineering services, and we can also help you design and implement an Employee Handbook.
GROUP MEDICAL, DENTAL, & LIFE BENEFITS
Our benefits specialists will custom design, and communicate an employee benefits package that meets your goals. We directly represent the major carriers, including Anthem, Blue Shield, Health Net, United Health Care, Kaiser, Delta, and many others.
EMPLOYMENT PRACTICES LIABILITY
Lawsuits for wrongful termination, employment discrimination, and sexual harassment are becoming an everyday occurrence. Protect your business with an EPLI policy, which provides defense and judgment costs. A toll free hot-line for employment guidance and advice is included with most policies.
Also Frequently recommended
Automobiles and/or Trucks insurance
Business Interruption
Earthquake
Receivables Insurance
Foreign Liability
Foreign locations property
Kidnap & Ransom
Foreign Voluntary Workers' Compensation
Additional Insureds (Vendors, Trade Shows, etc.)
Claim exposures and areas of concern.
$404,000. WATER DAMAGED inventory and equipment of a clothing importer due to a broken sewer pipe.
$233,000. WORKERS COMPENSATION claim when a sales rep was injured in an automobile collision.
$77,000. AIRLINE CONTAINER left overnight in pouring rain, bankrupt airline refused to pay for damage.
$3,800,000 FIRE DAMAGE to a textiles warehouse
$256,000. DISCRIMINATION AND SEXUAL HARASSMENT case against a retail Clothing Store
$1,100,000 FIRE DAMAGE when a homeless person's campfire in a trash can nearly destroyed a Landmark building in downtown Los Angeles
$3,000,000. INFRINGEMENT LAWSUIT when a celebrity's photograph is used without authorization.
$12,000. Fabric dye on jeans causes products liability problem for sportswear maker.
$750,000. Routine $5,000 automobile "fender bender" balloons into $1,000,000 demand.